Group Captives

CAPTIVE DEFINITION – Total control and total ownership

The idea of total control and total ownership resonates with savvy business owners. A group captive is defined as an insurance company that is owned by, and provides insurance exclusively to, its owners. In other words, it’s exactly the way buying insurance should be: from yourself.

Pictured: Kloepfer Inc, Paul, Idaho

IS A CAPTIVE RIGHT FOR YOU – The numbers don’t lie

A group captive, when properly structured, is bar none the lowest cost option available. Any business that has historically paid more casualty premiums than it has experienced in paid claims deserves to explore eligibility for membership in a captive. The conventional insurance market is structured to create profit for insurance companies and depends on those businesses that are safest and “best in class” to subsidize the losses of high risk and poorly run businesses. The numbers don’t lie — complete our eligibility analysis and see for yourself if a group captive is right for you.

WHO SHOULD CONSIDER A CAPTIVE – Businesses committed to control

A member-owned group captive is bar none the best alternative for companies or organizations that share the following qualities:

  • >> Minimum annual casualty premiums of $100,000
  • >> Long-term financial strength and stability
  • >> Loss history that is above average (<50%)
  • >> Management team committed to safety

WHY CUNNINGTON – We know and understand the captive marketplace

We are committed to the captive alternative and believe that every eligible business deserves to benefit from the control, transparency and competitive advantages that captives have to offer. In a group captive, it’s all about spread of risk and buying power. We represent the largest and most successful group homogeneous (same industry) and heterogeneous (diverse industries) captives in the world. Our clients, on average, have seen a 30-40% return on what was once a major expense.

Ready to take control of your insurance destiny? CONTACT US for more information on the following:

  • - Captive Eligibility
  • - Historical Loss Analysis
  • - Attend a Group Seminar RSVP Today!
  • - Webinar Registration
  • - Financial Workshop Registration
  • - Safety Workshop Registration
  • - Board Meeting Registration
  • - General Inquiries